Showing posts with label first time homebuyer. Show all posts
Showing posts with label first time homebuyer. Show all posts

Wednesday, September 30, 2009

TODAY Show Blog Features Jessica


The TODAY Show blog features Jessica...

Check out the video above and also at the TODAY Show Blog!

For more information on Wilmington, NC real estate, click here!

If you have questions, comments, or disagree with Jessica please email her at JessicaRiffle@SeaCoastRealty.com.

Wednesday, September 9, 2009

What's wrong with "looking for a house"? Wilmington, NC


Make sure you think about how you are "looking" for a home. Sometimes the looking part gets very clouded and becomes way more difficult than it should. Finding and buying a home should be a fun and exciting process. If not, you need to step back and look at why it is not.

For more information on Wilmington, NC area and real estate, click here!

If you disagree or have any comments you may contact Jessica at 910-352-1043 or email JessicaRiffle@SeaCoastRealty.com.

Wednesday, July 29, 2009

First time home buyer, not unprepared home buyer.


If you are a first time home buyer, there are a few steps that are important to remember. One being that it is important to ask for advice and opinions from only a few trusted people that you decide will help you with this process. If you talk about your home purchase with everyone you know, friends, family, co-workers, etc you are going to end up with so many different opinions that your head will spin. Watch the entire video...My video blog: http://www.HotPropertyBlog.com

Is you disagree or have comments/questions contact Jessica at JessicaRiffle@SeaCoastRealty.com. For more information on Wilmington, NC real estate and luxury real estate, click here!

Tuesday, July 21, 2009

I am not a tour guide, this isn't HGTV.


As a Realtor in NC I am required by law to explain to a potential client or any customer, how they will be represented by an real estate agent. You can be represented as a buyer or a seller. As a buyer's agent, most experienced and educated Realtors will require that you work exclusively with them under an exclusive buyer agency agreement. This protects the buyer...if your agent isn't representing you then by law we work for the seller and must look out for their best interests not yours. And it protects the agent, who is not paid hourly or reimbursed for gas or for the time, etc, unless someone purchases a property. As an agent and a real estate consumer/buyer I will only work under this agreement. Why should I be loyal to you if you arent loyal to me?

Contact Jessica at 910-352-1043 or email JessicaRiffle@SeaCoastRealty.com.

Tuesday, April 28, 2009

Pre Approval First Step When Purchasing Home


When you are thinking about buying a home most people get excited and start looking and searching before talking with a lender. The general thought is that you talk to a lender after you find the perfect home. This is totally wrong. You should speak with a reputable lender and get pre approved and pre qualified to get a loan. That lender needs to run your credit, verify income, etc so that you know how what price range you are approved for, what your monthly payments will be, and what your down payment will be. It is amazing sometimes how far off some are when thinking of a price and then actually speaking to a lender. You may think that the price they would qualify for would go down, but often it does go up! With interest rates and different loan programs available sometimes people are able to get more house for less money down or per month than they thought. Also, it is the buyer's agents duty to make sure that their buyers are qualified to purchase the homes they are showing them. If you were a seller you would want the same. So, talk to a lender, run the numbers, get approved...before you start looking at homes.

For more information on Wilmington, NC real estate and WIlmington Luxury Homes, click here!


Contact Jessica at 910-352-1043 or email JessicaRiffle@SeaCoastRealty.com.

Wednesday, February 25, 2009

Yes, you are right


No, it is not too good to be true. It is $8000. You do qualify if you have not owned a primary residence ever OR IN THE LAST THREE YEARS. You qualify if you make less than 75k a year and less than 150k if you are a couple filing jointly. You do not have to repay it unless you sell the home within 3 years of purchasing. However, if you do you just pay back the 8000 from your selling proceeds.

Call me at 910-352-1043 or email me at jessicariffle@seacoastrealty.com with all your questions and comments.

Click here for more information on real estate and luxury real estate in the Wilmington, NC area!